There are now many different options in the UK for car insurance, the majority of insurance policies sold are annual which means that you pay a yearly premium. This covers you for a year at the agreed price based on the details and specifications you provided on your quote form.
Whilst for many of us under most circumstances the normal annual car insurance policy is fine. However there are occasions where getting cover for an entire year is neither appropriate or cost effective and you need an alternate method so that you can legally drive a vehicle on UK roads. One such alternative is the 1 day car insurance policy or daily insurance as it is more commonly know.
As the name suggests you can get a policy to cover you to drive a car for as little as just one day, you can extend this for anything up to 28 days as needed. This type of insurance is useful when you are in a situation where you only need to drive a car for a short period of time and do not want to pay out or a more expensive policy that would cover a longer period that you just would not need.
There are several situations where daily car insurance would be more suitable. If you are borrowing a friends car then you would neither be covered by your own policy or theirs. You could of course get your friend to add you onto their policy but this may be costly, time consuming and you would potentially be risking your friends no claims bonus should you have an accident.
Conversely you could also take out day insurance for your friend or relative to be able to drive your car. You may want to lend your friend the car so as they can drive you to and from the airport and so save on parking charges or you may just prefer to keep the car safe at home rather than leaving it in an airport car park for weeks.
Another popular reason for getting car cover for just a day or two is if you have a hire car, you will still need to be insured to drive a hire car whether it is being lent to you by a garage or if you have hired it specifically. There are many other circumstances where getting temporary car cover for the day may be more convenient or make more financial sense. To find out if it makes sense for you, you can get an instant quote online.
Click here to get a quote and choose a short term policy if you are at least 25 years of age. Under 25's can take out a pay as you go policy that allows you to buy cover for a month at a time. Get a quote now.
