There are three types of insurance that you can get that are each suited to differing types of circumstances. Each option allows you to get the most out of your cover for the most competitive price whether you need fully comprehensive, third party, fire and theft with or without commuting and finally car insurance for business use. You can choose the annual option which is familiar to all of us but there is also the option to have pay as you go insurance or daily insurance.
Whilst daily car insurance is may be familiar to you, you may not be aware that you can also get a policy to cover you for 1 day to drive a van. Daily van insurance offers you a policy for anywhere between 1 and 28 days depending on your requirements. This will provide you with cover to drive a van up to 3.5 tonnes on UK roads without having to pay out for a whole years cover or having to be added to he van owners insurance policy.
It is particularly useful to be able to insure a van for a short period of time as this means you only have to pay for the period for which you will be driving. It provides the same level of cover as standard van insurance but with the flexibility of only costing you for what is actually needed.
If you need to borrow a van from a friend or relative or if you need to hire a van you can get a policy for as little as one day. You may only need to drive the van for the day or the weekend as you are moving house. You may have purchased a large item such as a fridge freezer or settee and need a van to be able to get it home.
Whatever your reasons for needing to drive a van you will need to ensure that you are properly insured. Without proper insurance you run the risk of being prosecuted for driving without insurance. If you are involved in an accident or damage the van you will have no policy to claim on. The policy of the van owner will not cover you if you are not added on as a named driver, this can be an expensive option. You will also risk the van owners no claims should you be involved in an accident or break the law whilst driving.
Click here to get a quote and choose a short term policy if you are at least 25 years of age. Under 25's can take out a pay as you go policy that allows you to buy cover for a month at a time. Get a quote now.
